Whether you are retiring early, or you are already eligible for Medicare, healthcare coverage in your retirement years is an important part of your financial security.

The plans available to you through Cook County Pension Fund (CCPF) provide comprehensive protection and tools to manage your health throughout your retirement years.

You can review the details of eligibility and benefits available in our Health Benefits Guide.

5 Fast Facts about CCPF's Retiree Medical Coverage

• CCPF hired UnitedHealthcare to administer the retiree medical program.
• The cost of coverage is shared between you and CCPF.
• On average, you are paying about 50% of the cost.
• All of our plans have either co-pays or co-insurance, which means you pay a small amount of the cost of each service.
• Each plan offers prescription drug coverage.

Find Out Whether You're Eligible

Our Current Options

UnitedHealthcare offers two medical plans for retirees to choose from: the Choice Plan and the Choice Plus Plan. Since the UnitedHealthcare network is national, it doesn't matter whether you live in state or out-of-state, you have the option of enrolling in either plan.

Choice Plan	Choice Plus Plan
UHC's nationwide network	UHC's nationwide network
No deductible	Deductible before benefits are paid
Co-pays for doctor visits	Co-insurance for doctor visits
No referrals required	No referrals required
No coverage out-of-network	Coverage out-of-network

 

Rates and Coverage

• Summary plan description of covered services in the UHC CHOICE plan
• Summary plan description of covered services in the UHC CHOICE PLUS plan
• Summary of Medical Modifications

Ready to enroll?

• Enrollment Information

For other options like disenrolling from your existing plan or waiving coverage, visit here. 

Vision Coverage

Under the UHC Vision Plan eye glasses, contact lenses, and routine eye exams are covered whether you are enrolled in the UHC Choice or Choice Plus medical plan.

Learn more about vision coverage here.

Prescription Drug Coverage

Pharmacy coverage is automatically included with enrollment in any of CCPF's medical plans. CCPF makes these benefits available through CVS/Caremark and for Retirees enrolled in Medicare, through SilverScript.

Learn more about prescription drug coverage here.

Medicare

CCPF provides supplemental health insurance coverage at a reduced premium rate for members over age 65 who are eligible for Medicare.

Article: Understanding Medicare Requirements
Learn more about Plan Rates and Coverage and prescription drug benefits for Medicare retirees here.

Health Benefits Digest

Learn the latest about CCPF's Health Plan benefits in the quarterly Health Benefits Digest newsletter.

2019

• Spring 2019
• Winter 2019

2018

• Winter 2018
• Spring 2018
• Summer 2018